What Is Cash App Taxes?
Cash App Taxes is a no-cost online tax filing service built into the Cash App ecosystem. It allows eligible users to file one federal and one state tax return for free, regardless of how much they earn or how complex their return is.
Unlike many popular tax software platforms that advertise “free filing” but charge extra for deductions, self-employment income, or state returns, Cash App Taxes has a single promise: everything included, zero dollars.
How Cash App Taxes Works in 2025
The filing experience is built for independent, confident DIY filers. Instead of overwhelming you with forms, Cash App Taxes uses a guided, question-based system that completes IRS forms automatically in the background.
Getting Started
- Create a Cash App account using the mobile app
- Access Cash App Taxes from mobile or desktop
- Answer questions about income, deductions, and credits
- Review your return and e-file directly with the IRS and your state
Tax Situations Cash App Taxes Supports
Cash App Taxes is more flexible than most free tax software options. It supports many common and moderately complex tax scenarios, making it suitable for a wide range of taxpayers.
- W-2 employment income
- Freelancers, contractors, and gig workers (1099-NEC & 1099-MISC)
- Self-employment deductions and business expenses
- Cryptocurrency transactions
- Stock, ETF, and investment income
- Rental property income
- Health Savings Accounts (HSAs)
- Common tax credits and deductions
Tax Situations Not Supported
Despite its strengths, Cash App Taxes isn’t designed for every possible tax situation. You may need a different tax service if you fall into one of the categories below:
- Multiple state tax returns
- Nonresident state returns
- Foreign-earned income (Form 2555)
- Self-employment income while living in Puerto Rico
- Underpayment penalty calculations
Is Cash App Taxes Really Free?
Yes — Cash App Taxes is genuinely 100% free in 2025.
- No federal filing fees
- No state filing fees
- No premium upgrades
- No surprise charges at checkout
Pros and Cons of Cash App Taxes
Pros
- Completely free federal and state filing
- No income limits or hidden upgrades
- Excellent for freelancers and crypto users
- Clean, distraction-free interface
- Accurate calculation and maximum refund guarantees
Cons
- Cash App account required to start
- Limited automation compared to paid tools
- No access to CPAs or live tax experts
- Not ideal for very complex or multi-state filings
Final Verdict: Should You Use Cash App Taxes in 2025?
If you’re comfortable filing your own taxes and want to avoid paying unnecessary software fees, Cash App Taxes is one of the strongest free tax filing options available in 2025.
It’s especially valuable for employees, freelancers, side hustlers, and crypto users who want a straightforward, transparent filing experience without upsells or pressure.